WV LEG Civil Action Insurance, Liability

Updated on: May 1, 2025

Latest Event


  • Apr. 25, 2025 WV LEG Governor Approval
  • On Apr. 25, 2025, WV LEG governor approved SB 3513, effective on Aug. 1, 2025.

On Apr. 15, WV LEG passed bill re civil actions' liability and insurance.

  • WV LEG passed bill HB 3513 re standards of liability and insurance for civil actions.
  • Amends Code of West Virginia, to add WV LEG 60-7-12b and WV LEG 60-7-12c.
  • Bill Provisions
  • Addresses standards of liability and insurance requirements in certain civil actions.
  • Clarifies liability for injury, death, damages caused by an owner, for lessor or licensee of a private club, liability of intoxicated persons, liability for knowingly unlawful sales.
  • Sets standards of liability to bring action for damages due to intoxication against an owner, lessor/licensee of a private club, and rebuttable presumption and exceptions.
  • Also clarifies the liability for owners or lessors of property due to gross negligence.
  • Legislative History
  • On Mar. 31, 2025, bill introduced in House; on Apr. 2, 2025, bill was passed in House.
  • On Apr. 3, 2025, bill delivered to Senate; on Apr. 11, 2025, bill was passed in Senate.
  • On Apr. 12, 2025, bill returned to House; on Apr. 15, 2025, bill delivered to governor.
  • Effectiveness
  • If approved, effective Aug. 1, 2025, and applies to cases filed on or after Aug. 1, 2025.
  • Apr. 25, 2025 WV LEG Governor Approval
  • On Apr. 25, 2025, WV LEG governor approved SB 3513, effective on Aug. 1, 2025.
Regulators
WV LEG
Entity Types
Ins
Reference
Act, 4/25/2025; Bill HB3513, 4/15/2025; Citation: WV LEG 60-7;
Functions
Claims/Accelerated Benefits; Compliance; Legal; Product Administration; Underwriting
Countries
United States of America
Category
State
N/A
Products
Insurance; Insurance-Casualty; Insurance-Property
Rule Type
Final
Regions
Am
Rule Date
Apr 15, 2025
Effective Date
Aug 1, 2025
Rule ID
251157
Linked to
N/A
Reg. Last Update
Apr 25, 2025
Report Section
US Insurance