FDIC Summary of Deposits Survey 2025

Published on: Jun 4, 2025

On May 30, FDIC issued 2025 summary of deposits survey and filing.

  • FDIC released Summary of deposits survey, filing instructions for covered institutions.
  • Follows replaced FDIC summary of deposits survey from prior year 2024, #214345.
  • Overview
  • Summary of deposits (SOD) is annual survey of branch office deposits as of Jun. 30, 2025, for FDIC-insured institutions, including insured US branches of foreign banks.
  • Institutions with branch offices are required to submit survey, institutions with only a main office exempt; survey responses are required by Jul. 31, 2025; no extensions.
  • Consultation
  • Beginning Jul. 1, 2025, institutions may submit their SOD survey for Jul. 31, 2025.
  • However, FDIC recommends institutions to submit Call Report for Jun. 30, 2025, before filing SOD survey, to enable comparisons of deposit totals between the reports.
  • By Jul. 31, 2025, all institutions' completed SOD survey must be received by FDIC.
Regulators
FDIC
Entity Types
Bank; CU; Thrift
Reference
FIL-14-2025, Rpl FIL-31-2024, 5/30/2025
Functions
Client Money; Compliance; Financial; Legal; Operations; Reporting; Risk; Treasury
Countries
United States of America
Category
State
N/A
Products
Banking; Deposits
Rule Type
Final
Regions
Am
Rule Date
May 30, 2025
Effective Date
Jul 31, 2025
Rule ID
256795
Linked to
Reg. Last Update
May 30, 2025
Report Section
US Banking