ND LEG Insulin Drug Insurance Coverage

Published on: Apr 29, 2025

On Apr. 2, ND LEG enacted bill on insurance coverage of insulin drugs.

  • ND LEG enacted HB 1114 related to health insurance benefits coverage of insulin drug.
  • Amend ND century code, new section to ND INS 26.1-36 and ND INS 54-52.1-04.18.
  • Document dated Apr. 2, 2025, was received on Apr. 24, 2025, due to a fixed feed.
  • Legislative Provisions
  • Insurance company, nonprofit health service corporation, health maintenance organization (HMO) may not deliver, issue, execute, renew any health benefit plan.
  • Unless plan provides benefits for insulin drug and medical supplies for insulin dosing.
  • Health benefit plan must limit out - of-pocket costs for 30-day supply of overed insulin drugs (not to exceed $25 per pharmacy), covered medical supplies for insulin dosing.
  • Plan may not allow pharmacy benefits manager (PBM), pharmacy, distributor to charge or require individual to pay for covered insulin in amount over out-of-pocket limits.
  • May not impose deductible, copayment, coinsurance, other cost-sharing to cause out-of-pocket costs for prescribed insulin or medical supplies to exceed out-of-pocket limit.
  • Legislative History
  • On Jan. 13, 2025, bill introduced in the House; on Feb. 20, 2025, bill passed House.
  • On Feb. 24, 2025, bill introduced into Senate; on Mar. 24, 2025, bill passed Senate.
  • On Apr. 1, 2025, delivered to governor; on Apr. 2, 2025, bill signed by the governor.
  • Effectiveness
  • Per ND Constitution, bill becomes effective Aug. 1, 2025.
Regulators
ND LEG
Entity Types
Ins
Reference
Bill HB1114, 4/2/2025; Citation: *ND INS* 26.1-36, 54-52.1;
Functions
Claims/Accelerated Benefits; Compliance; Legal; Operations; Product Administration
Countries
United States of America
Category
State
N/A
Products
Insurance; Insurance-Health; PBM
Rule Type
Final
Regions
Am
Rule Date
Apr 2, 2025
Effective Date
Aug 1, 2025
Rule ID
252231
Linked to
N/A
Reg. Last Update
Apr 2, 2025
Report Section
US Insurance